Frequently Asked Questions
SSDI is a disability insurance program financed by your Social Security paycheck deductions. Unless prohibited by your age, you must have worked a total of 10 years (40 quarters), 5 of which must be within the last 10 years (20 of the last 40 quarters). In order to be eligible for SSDI benefits, you must have earned FICA-taxed wages during this work period.
For Supplemental Security Income (SSI) benefits, no work time is required at all. There are, however, limits to eligibility based on how much property you own or money you have in the bank, as the SSI program is aimed at individuals who lack income or resources and are disabled. Benefits are paid as a flat rate, and the amount may be reduced if you receive any money or assistance from any source.
With both SSI and SSDI, you must be found disabled. The Social Security Administration (SSA) oversees both programs and defines disability as being unable to perform any “substantial gainful activity.”
The monthly amount you will receive depends on factors such as age, past earnings, and type of benefit. To get a better idea of your situation, it is advisable to consult the SSA’s benefit calculator.
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With over 40 years of service, LaPorte Law Firm has won thousands of claims and appeals for our clients.
I want to thank Mr. Terry LaPorte and his staff for their support. Their know-how and expertise in this area are immense, and their guidance every step of the way was crucial in moving things forward. I am very happy and grateful to have worked with Terry and his staff.
I would recommend LaPorte Law Firm to anyone to help you through the Social Security Disability process. They are very helpful and professional.
My spouse was entering into the scary world of disability and we needed guidance. Kevin LaPorte and Sylvia Marichalar were patient, understanding, and helped us through the red tape of Social Security the first time around when most are denied. No stress, no fuss, just straightforward professionals with a heart.
Equipped with years of experience and thousands of successful cases, LaPorte Law Firm is the leading disability attorney in the Bay Area, and we have the awards and certifications to prove it.